If you run a business in Georgia, you already know you need liability insurance. What you may not know is that it is also a good idea to get umbrella insurance to supplement it. This provides even more protection for your business in the event something unexpected happens that could negatively affect its future. At the Belizaire Insurance Agency, we will help you get the coverage you need to give yourself peace of mind.
The biggest reason why you need umbrella insurance is to protect your business if you are sued. Negligence claims can destroy your business if you are not adequately prepared to fight them. No matter what industry you are a part of, this is always a risk you take as a business owner. If you are sued, and the other party wins in court, you may encounter costs you can't afford. This can be devastating to any business.
Every business has assets, which you may be at risk of losing over a lawsuit. When the other party wins a lawsuit against you, a lack of funds may mean you have to sell off your assets to remain in operation. As a business owner, this is not a situation that you want to find yourself facing. When you have umbrella in addition to liability insurance, you can avoid getting in over your head.
Depending on the products or services your business offers, you may be more likely to become a victim of lawsuits than other businesses. Examples of high-risk services include dog-walking. Having umbrella insurance protects you if harm comes to your clients' pets while they are in your care. If you work in the medical field, you will also benefit from extra coverage in the form of umbrella insurance.
To obtain umbrella insurance in Georgia, be sure to schedule an appointment with Belizaire Insurance Agency. We will work with you to get you the coverage that will protect the best interests of your business.
While our office is located in Tyrone, GA, we serve all across GA, AL, CT, DE, SC and NC.