Home improvements can enhance the aesthetic appearance, function, and security of your Georgia home. For protection against threats that can damage or destroy your property, you need home insurance. Georgia is prone to natural disasters like hurricanes, tornadoes, and wildfire that can cause extensive damage to a home. Home insurance protects you from these events by compensating you for your losses. Here’s how a home policy from Belizaire Insurance Agency can protect you.
Types of Coverage
Standard homeowner’s policies in Georgia offer the following coverage:
- Dwelling – Dwelling is essential coverage to protect your home’s structure – its roof, walls, floors, foundation, and built-in structures. If a tornado rips off your home's roof or destroys its siding, dwelling coverage will help cover repair and/or replacement costs. If your home is totally destroyed in a disaster, dwelling insurance will help cover rebuilding costs, up to the limits of your policy.
- Property – Property insurance covers your belongings – your clothes, furniture, appliances, electronics, sports gear, and other personal items. You choose how much coverage to obtain, depending on the value of your possessions. Standard home policies come with limits on coverage. If you own high-end goods whose value exceeds those limits, you may need extra coverage to protect these items. We’ll help you select appropriate dwelling and property coverage to protect your investments.
- Liability – Liability insurance protects your assets against liability issues when people get hurt on your property. Accidents happen – that’s a fact of life. If someone has an accident on your property and requires medical care, liability coverage will pay his medical costs. If an accident leads to a lawsuit, liability insurance will cover your legal fees and settlement, if you lose, up to the limits of your policy.
At Belizaire Insurance Agency, we recognize the importance of having quality insurance coverage to protect your valuables. We’ll work with you to ensure you have the protection you need. Contact us today for all your home insurance needs.
While our office is located in Tyrone, GA, we serve all across GA, AL, CT, DE, SC and NC.